List of Recently Funded Finance and Fintech Startups in the United States for 2026

Last update to database: January 12, 2026

Top Funded Financial and Fintech Startups in the U.S. for 2026

Explore the rapidly evolving finance and fintech landscape in the United States with our weekly updated list of recently funded startups for 2026.


The US is a global leader in financial innovation, with startups across banking, payments, lending, and more securing significant investments.


As these companies receive new funding, many are hiring and expanding their teams and services to capitalize on growth opportunities. Our list is updated weekly to provide the most current insights into these dynamic businesses, covering key funding rounds, major investors, and industry trends.


Whether you're an investor, entrepreneur, or finance professional, discover the top funded finance and fintech startups in the USA.

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Database of Recently Funded Finance and Fintech Companies in the United States - Updated Weekly

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Company Name
Industries Funding Amount (USD) Recent Funding Date Recent Funding Type Company Headquarters # Employees Company Description Top 5 Investors Currently Hiring
YO Labs Blockchain & Cryptocurren... $10M Subscribe to Unlock December 2025 Series A San Francisco, California, United States 27 DeFi automation platform ... Coinbase Ventures, Founda... Subscribe to Unlock
Esusu Financial Services, Payme... $50M Subscribe to Unlock December 2025 Series C New York, New York, United States 180 Fintech platform improvin... Plug and Play, Kleiner Pe... Subscribe to Unlock
Recharged E-Commerce & Retail, Fina... $14M Subscribe to Unlock December 2025 Not Specified Richmond, Virginia, United States 23 Used EV marketplace simpl... Subscribe to Unlock
Double Financial Services, Softw... $7M Subscribe to Unlock December 2025 Series A Austin, Texas, United States 94 Accounting productivity s... Y Combinator, Album VC, T... Subscribe to Unlock
Fincretive E-Commerce & Retail, Fina... $600K Subscribe to Unlock December 2025 Seed Sheridan, Wyoming, United States 12 Retail revenue platform d... Subscribe to Unlock
Helios Blockchain Artificial Intelligence, ... $15M Subscribe to Unlock December 2025 Seed McLean, Virginia, United States 6 Layer-1 blockchain platfo... Bolt's Capital Subscribe to Unlock
qLabs Blockchain & Cryptocurren... $390K Subscribe to Unlock December 2025 Pre-Seed Westlake, Ohio, United States 5 Quantum-secure blockchain... Subscribe to Unlock
Zippy Financial Services, Payme... $21M Subscribe to Unlock December 2025 Corporate Round Austin, Texas, United States 160 Fintech lender providing ... ETHZilla, Brand Foundry V... Subscribe to Unlock
Cynch AI Artificial Intelligence, ... $9M Subscribe to Unlock December 2025 Not Specified San Francisco, California, United States 23 AI fintech platform helpi... Alpha Intelligence Capita... Subscribe to Unlock
AIR Platforms Artificial Intelligence, ... $6M Subscribe to Unlock December 2025 Seed New York, New York, United States 8 AI-powered credit ratings... Work-Bench, Lerer Hippeau Subscribe to Unlock
Opine Wealth & Investment Manag... $5M Subscribe to Unlock December 2025 Seed Durham, North Carolina, United States 13 AI platform automating en... S3 Ventures, Triangle Twe... Subscribe to Unlock
Safebooks AI Artificial Intelligence, ... $15M Subscribe to Unlock December 2025 Seed Wilmington, Delaware, United States 31 Financial data verificati... Insight Partners, 10D, Pr... Subscribe to Unlock
Hometap Financial Services, Wealt... $50M Subscribe to Unlock December 2025 Private Equity Boston, Massachusetts, United States 220 Fintech platform enabling... General Catalyst, Pillar ... Subscribe to Unlock
Confido Legal Financial Services, Payme... $4M Subscribe to Unlock December 2025 Not Specified Seattle, Washington, United States 14 Legal payments platform a... Subscribe to Unlock
Bloxley Artificial Intelligence, ... $3M Subscribe to Unlock December 2025 Seed Wilmington, Delaware, United States 15 Mobile banking platform o... Subscribe to Unlock
QuickLiquidity Financial Services, Real ... $275K Subscribe to Unlock December 2025 Debt Financing Boca Raton, Florida, United States 3 Commercial real estate le... Subscribe to Unlock
BON Credit Artificial Intelligence, ... $4M Subscribe to Unlock December 2025 Seed San Francisco, California, United States 22 AI credit platform helpin... Hustle Fund, Sequoia Scou... Subscribe to Unlock
Parametrix Financial Services, Payme... $27M Subscribe to Unlock December 2025 Series B New York, New York, United States 34 Parametric insurance prov... FirstMark, F2 Venture Cap... Subscribe to Unlock
Bennie HR & Staffing, Mobile & W... $50M Subscribe to Unlock December 2025 Not Specified Stamford, Connecticut, United States 225 Employee benefits platfor... FJ Labs, Silverton Partne... Subscribe to Unlock
Nuuvia Financial Services, Payme... $4M Subscribe to Unlock December 2025 Corporate Round Wichita, Kansas, United States 10 Fintech platform deliveri... Tyfone, VyStar Credit Uni... Subscribe to Unlock
Bags Financial Services, Ventu... $3M Subscribe to Unlock December 2025 Seed New York, New York, United States 11 Financial operations plat... Zeal Capital Partners, Co... Subscribe to Unlock
Couch Labs Blockchain & Cryptocurren... $500K Subscribe to Unlock December 2025 Seed Seattle, Washington, United States 3 Stablecoin subscription p... Subscribe to Unlock
Mission Driven Finance Financial Services, Commu... $5M Subscribe to Unlock December 2025 Debt Financing San Diego, California, United States 50 Impact investment platfor... Subscribe to Unlock
Internet Backyard Financial Services, Payme... $5M Subscribe to Unlock December 2025 Pre-Seed San Francisco, California, United States 3 AI platform automating co... Basis Set Ventures, Opera... Subscribe to Unlock
CreditRich Artificial Intelligence, ... $4M Subscribe to Unlock December 2025 Series A Washington, District of Columbia, United States 6 Fintech platform automati... Backstage Capital, Chase,... Subscribe to Unlock
Benepass HR & Staffing, Payments &... $40M Subscribe to Unlock December 2025 Not Specified New York, New York, United States 80 Employee-benefits platfor... Alumni Ventures, Amino Ca... Subscribe to Unlock
Musaffa Financial Services, Payme... $315K Subscribe to Unlock December 2025 Seed Lyndhurst, New Jersey, United States 46 Investment platform enabl... Subscribe to Unlock
Percapita Financial Services, Busin... $15M Subscribe to Unlock December 2025 Not Specified New York, New York, United States 45 Financial-wellness compan... Subscribe to Unlock
Digital Asset Blockchain & Cryptocurren... $50M Subscribe to Unlock December 2025 Corporate Round New York, New York, United States 240 Blockchain infrastructure... YZi Labs, Citi, Nol Card ... Subscribe to Unlock
Tech Credit Union Financial Services, Insur... $4M Subscribe to Unlock December 2025 Debt Financing Crown Point, Indiana, United States 150 Digital bank offering com... Subscribe to Unlock
Backflip Payments & FinTech, Real ... $100M Subscribe to Unlock December 2025 Debt Financing Denver, Colorado, United States 76 Proptech fintech empoweri... Antler, FirstMark, Vertic... Subscribe to Unlock
Ply Financial Services, Const... $9M Subscribe to Unlock December 2025 Not Specified New York, New York, United States 48 Procurement platform help... Primary Venture Partners,... Subscribe to Unlock
Quanta Financial Services, Real-... $15M Subscribe to Unlock December 2025 Series A San Francisco, California, United States 21 Finance software offering... Accel, Operator Collectiv... Subscribe to Unlock
Flex Financial Services, Payme... $60M Subscribe to Unlock December 2025 Series B San Francisco, California, United States 110 Fintech platform integrat... Wellington Management, Hu... Subscribe to Unlock
IMTC Financial Services, Payme... $12M Subscribe to Unlock December 2025 Series A New York, New York, United States 51 Cloud-based platform for ... Nyca Partners, Compound, ... Subscribe to Unlock
Portal to Bitcoin Blockchain & Cryptocurren... $25M Subscribe to Unlock December 2025 Not Specified San Francisco, California, United States 47 Crypto trading firm enabl... JTSA Global, Republic, Ga... Subscribe to Unlock
Kobalt Labs Financial Services, Payme... $11M Subscribe to Unlock December 2025 Series A New York, New York, United States 4 AI copilot helping financ... Y Combinator, Hatcher+, P... Subscribe to Unlock
Ostium Blockchain & Cryptocurren... $20M Subscribe to Unlock December 2025 Series A New York, New York, United States 20 DeFi trading platform ena... General Catalyst, LocalGl... Subscribe to Unlock
Lumos Data Data & Analytics, Financi... $1M Subscribe to Unlock December 2025 Seed Wilmington, North Carolina, United States 18 Data analytics company de... Subscribe to Unlock
Karus Financial Services, Payme... $8M Subscribe to Unlock December 2025 Corporate Round San Francisco, California, United States 10 AI platform optimizing op... ETHZilla, StageDotO Subscribe to Unlock
Fintainium Financial Services, Payme... $8M Subscribe to Unlock December 2025 Not Specified Jacksonville, Florida, United States 15 Fintech platform automati... Bruning State Bank Subscribe to Unlock
Fin Mobile & Web Applications... $17M Subscribe to Unlock December 2025 Series A New York, New York, United States 12 Payments infrastructure e... Sequoia Capital, Samsung ... Subscribe to Unlock
Nada Financial Services, Payme... $10M Subscribe to Unlock December 2025 Series A Dallas, Texas, United States 10 Proptech platform enablin... Republic, LiveOak Venture... Subscribe to Unlock
M2M Capital Data & Analytics, Financi... $895K Subscribe to Unlock December 2025 Seed Highland City, Florida, United States 16 AI analytics firm providi... Subscribe to Unlock
Spire Financial Services $6M Subscribe to Unlock November 2025 Not Specified New York, New York, United States 37 Mobile-commerce company v... Subscribe to Unlock
Entelligent Data & Analytics, Energy ... $10M Subscribe to Unlock November 2025 Venture - Series Unknown Boulder, Colorado, United States 25 Climate-finance platform ... Subscribe to Unlock
MicroMed EdTech, Financial Service... $650K Subscribe to Unlock November 2025 Not Specified Indianapolis, Indiana, United States 15 Medtech company providing... Subscribe to Unlock
Range Artificial Intelligence, ... $60M Subscribe to Unlock November 2025 Series C Mclean, Virginia, United States 160 Wealthtech platform offer... Scale Venture Partners, C... Subscribe to Unlock
Suma Wealth Financial Services, Payme... $6M Subscribe to Unlock November 2025 Not Specified Los Angeles, California, United States 39 Fintech platform empoweri... Everywhere Ventures, Acum... Subscribe to Unlock
Paystand Payments & FinTech, B2B, ... $285K Subscribe to Unlock November 2025 Not Specified Scotts Valley, California, United States 300 Cloud payment platform si... Gaingels, Battery Venture... Subscribe to Unlock

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